Mortgage Loans

Attica Housing

Offers a complete range of products and services with significant benefits to cover all forms of housing needs.

A) FIXED INTEREST RATE

  • For 1 year: from 5.80%
  • For 3 years: from 6.00% After the period of the fixed interest rate, the borrower can choose the variable base rate of the Bank’s mortgages (V.E.S.D.), currently at 6% or a floating interest rate linked to the month's Euribor + Spread from 4%.

B) BASED ON THE EURIBOR RATE

Variable rate based on the EURIBOR for a monthly period + Spread from 4%

C) BASED ON THE EUROPEAN CENTRAL BANK RATE (ECB)

Floating interest rate at the rate of ECB + Spread of 4%
(Note: The above rates are increased by the contribution of 0.12 units under Law 128/75)

To protect borrowers from interest rate changes, Attica Bank offers the opportunity to convert their home loan with a variable interest rate to a fixed rate mortgage.

Duration of Loan and Grace Period:

  • The loan duration varies depending on your needs and can reach up to 40 years.
  • In special cases, a grace period of up to 2 years from the date of disbursement is arranged.

Competitive Insurance Coverage:

  • Optional insurance coverage, with the exception of cases, which the Bank deems mandatory, for the full duration of the loan, for the eventuality of death or permanent total incapacity with the insurance company GENERALI LIFE
  • Property insurance for fires and earthquakes with a low premium (2.40 / € 1,000)

In addition to the mortgage of your choice, Attica Bank also offers:

  • The Credit card Attica Card Visa Classic, without subscription throughout the loan repayment period
  • Repayment of loans by automatically debiting your account
  • Financing of transfer, notarial and other costs

For detailed information on the detailed conditions for the sale of these products, contact the relevant officers of the Attica Bank branch network.

CONTACT

Do not hesitate to contact us for any questions or remarks.

  • Tel.: +30-210-3669000