Multi Profit

COMBINATION PRODUCT OF TERM DEPOSITS

Features:

Comprised of two term deposits. The total investment is divided into two parts:

1) one part of the total capital is invested in a term deposit for one or two months with an attractive rate

2) the remaining part of the total capital is invested in a time deposit for 3, 6, 12 or 24 months with a very high interest rate

The minimum total deposit amount is € 15.000. The early, partial or total withdrawal of the capital is allowed for term deposits of one month.

Interest charge:

At the end of the fixed period, the customer receives the amount deposited plus due interest. An exception is the 24-month deposit where the interest is paid each year. The interest rate is applied to the entire amount of the deposit. Interest income is subject to tax, today 15%. Depending of the selection, interest rates from 3.55% to 3.60% are offered for the combination of a monthly with a 3-month deposit, and may reach 3.80% to 4.25% for the combination of 12-month and 2-month deposit.

Additional Information / Benefits:

For a total deposit of more than € 50.000, a VISA card will be issued free of

charge for the first year. The card will be issued provided that the conditions for the issue of an ATTICA CARD VISA CLASSIC or ATTICA CARD ELECTRON VISA are fulfilled.

Renewal of Deposit:

Upon the expiry of one of the two term deposits, the amount the customer is entitled to is deposited into a demand account, and is not automatically renewed with the same product type. That is, when the 2-month term account expires, it will not be renewed as a monthly or 2-month deposit of the MULTI PROFIT combination. If the client wants a high interest rate, he/she should invest again in a new MULTI PROFIT combination of a 6, 12, 24 months with a 2-month or 3-month with a monthly term deposit.

Who is this product addressed to:

Ideal for conservative customers who want to benefit from a very high rate and the short-term liquidity for a portion of their capital, while investing the remaining capital with an attractive medium to long term interest rate.