Time Deposits

Time deposits with high yield and especially preferential interest rates.

Attica Bank provides the following Time Account. Please check it to decide if it suits your needs.

Single Term Deposits

What is this?

Time deposits are a source of capital for the medium to long term funding of the Bank. These accounts are based on agreements between the bank and the depositor for the deposit of a specific amount for a certain period and a certain interest rate. Their duration can be a single day or even, in some cases, surpass a year. At the end of the fixed period, the customer receives the amount deposited plus due interest. Time deposits are also offered in foreign currency.

FEATURES

  •  
    Beneficiaries

    Beneficiaries of the account may be either legal entities (SA, GP, SP, LTD, NPID, NPDD) or individuals with commercial activity.

  •  
    Interest Rate

    The rate is negotiable and applies to the entire amount of the deposit. It is defined daily according to the Current Interbank rates Market.

  •  
    Interest Charge

    Interest income is subject to tax (currently 15%).

  •  
    Renewal

    Upon its expiry, the time deposit may be renewed in accordance with the instructions of the client. It may be renewed with capitalization of interest or not.

  •  
    Early Repayment

    There is the possibility of early partial or total repayment, only with the Bank's consent and approval.

Attica DOUBLE PROFIT

What is this?

3-month or 6-month Fixed Deposit, for high returns. Interest is paid monthly to your deposit account.

MAIN CHARACTERISTICS

  •  
    Minimum Deposit Amount

    20,000.

  •  
    Duration

    3-month or 6-month term deposit.

  •  
    Currency

    Euro.

  •  
    Annual Interest Rate

    Nominal annual gross fixed rate depending the period and amount of deposit as follows:

    For 3-month deposit:

    Amount in Euro Interest rate
    20.000 - 80.000 0,40%
    80.000,01 and up 0,50%

    For 6-month deposit:

    Amount in Euro Interest rate
    20.000 - 80.000 0,45%
    80.000,01 and up 0,60%
  •  
    Interest Payment

    Monthly interest payment (Interest on deposits is subject to 15% taxation in accordance with applicable Greek law).

  •  
    Bonus

    Payment of an additional amount equal to 100% of the total interest period of the deposit. That is, additional 3 months interest on the 3-month Fixed Deposit and 6 months additional interest on the 6-month Fixed Deposit. Thus, the Annual Gross Yield is

    For 3-month deposit:

    Amount in Euro Total Yield including bonus at expiration date
    20.000 - 80.000 0,80%
    80.000,01 and up 1,00%

    For 6-month deposit:

    Amount in Euro Total Yield including bonus at expiration date
    20.000 - 80.000 0,90%
    80.000,01 and up 1,20%

Attica FLEX PROFIT

What is it?

A flexible time deposit that gives you the ability to increase your capital and rewards you for this without any risk. You deposit a specific amount of money for a pre-determined period and with an agreed-upon interest rate, which can be increased up to 1.40% on certain conditions.

FEATURES

  •  
    Minimum Deposit Amount

    €50,000. The amount regards New Capitals.

  •  
    Duration

    1 month, 2 months or 3 months.

  •  
    Currency

    Euro.

  •  
    Early Repayment

    Only full early repayment of the capital is allowed following the Bank’s approval and in accordance with the applicable legal provisions.

  •  
    Interest Payment

    On the expiration date of time deposit.

  •  
    More information

    For more information, you may visit one of our Branches.

  •  
    Interest Rate

    The Interest Rate depends on the initial deposit capital:

    Α/Α SCALES
    (initial deposit amounts in €)
    Annual Rate
    Duration of 1 month, 2 months, 3 months
    1 50.000,00 - 100.000,00 0,80%
    2 100.000,01 - 200.000,00 1,00%
    3 200.000,01 and up 1,10%
  •  
    New Interest Rate

    Depending on the increase percentage of the deposit capital, the current annual rate of the time deposit may increase under certain conditions, to reward the customer for the change in capital he has made:

      SCALE 1
    TIME DEPOSIT INITIAL CAPITAL
    €50.000 - €100.000
    Initial
    Rate
    0,80%
    a For an increase amount from €1,000 to an increase percentage of 9.99% of the initial capital New 0,80%
    b For increase percentages from 10.00% to 19.99% of the initial capital New 0,85%
    c For increase percentages from 20.00% έως 100.00% of the initial capital New 0,90%
      SCALE 2
    TIME DEPOSIT INITIAL CAPITAL
    €100.000,01 - €200.000
    Initial
    Rate
    1,00%
    a For an increase amount from €1,000 to an increase percentage of 9.99% of the initial capital New 1,00%
    b For increase percentages from 10.00% to 19.99% of the initial capital New 1,05%
    c For increase percentages from 20.00% to 100.00% of the initial capital New 1,10%
      SCALE 3
    TIME DEPOSIT INITIAL CAPITAL
    €200.000,01 and up
    Initial
    Rate
    1,10%
    a For an increase amount from €1,000 to an increase percentage of 9.99% of the initial capital New 1,10%
    b For increase percentages from 10.00% to 19.99% of the initial capital New 1,15%
    c For increase percentages from 20.00% to 100.00% of the initial capital New 1,20%

The interest rates mentioned are mixed, whereas the deposit interests are subject to a 15% taxation, in accordance with the applicable Greek tax legislation.  

Attica 15 MONTHS PROFIT

What is it;

It is a time deposit of a total duration of 15 months, offering a high yield and a quarterly payment of interests.

CHARACTERISTICS

  •  
    Minimum Deposit Amount

    €20,000. The amount regards new capitals and/or capitals from the expiration of other standardized time deposit products by Attica Bank.

  •  
    Duration

    15 months.

  •  
    Currency

    Euro.

  •  
    Interest Rate

    Annual Fixed Rate depending the amount of deposit as follows:

    Amount in Euro Interest rate
    20.000 - 80.000 0,90%
    80.000,01 and up 1,20%

    The interest rate mentioned is mixed. The deposit interests are subject to taxation (currently at 15%), in accordance with the applicable Greek taxing legislation.

  •  
    Early Repayment

    Only early total repayment of the capital is allowed, following an approval from the Bank and in accordance with the applicable legislative provisions.

  •  
    Payment of interest

    Interests are paid on a quarterly basis.

  •  
    More information

    In the branches of the Attica Bank network and on 210 3669000.

Attica DOUBLE PROFIT USD

What is it;

3-month or 6-month Time Deposit in US Dollars (USD), with an exceptionally attractive interest rate, high yield and 100% of total interest for free! The interests are automatically paid out on a monthly basis in a deposit account of your choice that you hold in US Dollars (USD), every month on the anniversary of the beginning of the deposit.

CHARACTERISTICS

  •  
    Minimum Deposit Amount

    USD 20,000. The amount regards NEW capitals.

  •  
    Duration

    3-month or 6-month.

  •  
    Currency

    US Dollars (USD).

  •  
    Annual Rate

    For 3-month deposit:

    Amount in Euro Interest rate
    20.000 - 80.000 1,20%
    80.000,01 and up 1,30%

    For 6-month deposit:

    Amount in Euro Interest rate
    20.000 - 80.000 1,25%
    80.000,01 and up 1,35%
  •  
    Early repayment

    Only total early repayment is allowed, upon the Bank’s approval and in accordance with the current legislative provisions and what is stipulated by the special terms regarding this product.

  •  
    Interest Payment

    There is a total of 3 payments for the 3-month deposit and 6 payments for the 6-month deposit.

  •  
    Gift upon Termination

    Payment of an additional amount equal to 100% of the total interest period of the deposit. That is, additional 3 months interest on the 3-month Fixed Deposit and 6 months additional interest on the 6-month Fixed Deposit. Thus, the Annual Gross Yield is

    For 3-month deposit:

    Amount in Euro Total Yield including bonus at expiration date
    20.000 - 80.000 2,40%
    80.000,01 and up 2,60%

    For 6-month deposit:

    Amount in Euro Total Yield including bonus at expiration date
    20.000 - 80.000 2,50%
    80.000,01 and up 2,70%
  •  
    More information

    In the branches of Attica Bank’s Network and on 210 3669000.

For more information

regarding the detailed conditions for the sale of these products, contact the relevant officers of the Attica Bank branch network or on the phone +30-210-3669000.

CONTACT US