Services for Individuals - Deposits

With security and perspective

Time Deposits

Time deposits with high yield and especially preferential interest rates.

Attica Bank provides the following Time Account. Please check it to decide if it suits your needs.

Single Term Deposits

What is this?

Time deposits are a source of capital for the medium to long term funding of the Bank. These accounts are based on agreements between the bank and the depositor for the deposit of a specific amount for a certain period and a certain interest rate. Their duration can be a single day or even, in some cases, surpass a year. At the end of the fixed period, the customer receives the amount deposited plus due interest. Time deposits are also offered in foreign currency.

FEATURES

  • Beneficiaries

    Beneficiaries of the account may be either legal entities (SA, GP, SP, LTD, NPID, NPDD) or individuals with commercial activity.

  • Interest Rate

    The rate is negotiable and applies to the entire amount of the deposit. It is defined daily according to the Current Interbank rates Market.

  • Interest Charge

    Interest income is subject to tax (currently 15%).

  • Renewal

    Upon its expiry, the time deposit may be renewed in accordance with the instructions of the client. It may be renewed with capitalization of interest or not.

  • Early Repayment

    There is the possibility of early partial or total repayment, only with the Bank's consent and approval.

    In no case shall the payment of a discount lead to a reduction of the capital of the initial deposit. In the cases of early repayment, the penalty interest shall be as follows:The interest charge upon the deposit shall always be paid with an interest rate equal to the one currently applying to the Basic Savings Account Interest Rate (ΒΕΤ) of the Bank. In particular, the interests shall be calculated starting on the date of the deposit until the day before its expiration based on an annual mixed interest rate equal to ΒΕΤ without any collection of discount.

Attica DOUBLE PROFIT

What is this?

3-month or 6-month Fixed Deposit, for high returns. Interest is paid monthly to your deposit account.

MAIN CHARACTERISTICS

  • Minimum Deposit Amount

    20,000.

  • Duration

    3-month or 6-month term deposit.

  • Currency

    Euro.

  • Annual Interest Rate

    Nominal annual gross fixed rate for the full term: 0.70% for the 3-month and 0.80% for the 6-month.

  • Interest Payment

    Monthly interest payment (Interest on deposits is subject to 15% taxation in accordance with applicable Greek law).

  • Bonus

    Payment of an additional amount equal to 100% of the total interest period of the deposit. That is, additional 3 months interest on the 3-month Fixed Deposit and 6 months additional interest on the 6-month Fixed Deposit. Thus, the Annual Gross Yield is 1.40% for the 3-month forward and 1.60% for the 6-month forward term, provided that no early repayment.

For more information

regarding the detailed conditions for the sale of these products, contact the relevant officers of the Attica Bank branch network or on the phone +30-210-3669000.

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