ECO Consumer Loans

A full range of loans, ecologically oriented, designed to meet your personal needs.

attica My Eco Car

What is attica My Eco Car?

It is a consumer loan that gives you the opportunity to acquire your own eco car quickly and economically.

CHARACTERISTICS

  • Granting amount

    From €1,500 to €50,000 for the purchase of a new eco car and

    From €1,500 to €25,000 for the purchase of a used (up to 5 years) eco car

    Eco cars are considered the following: an electric car, a hybrid car and a microcar of type L.

  • Interest rate

    Fixed for the entire duration of the loan:

    6.75% for the purchase of a new eco car and

    9.75% for the purchase of a used (up to 5 years) eco car

    Τhe above interest rates are increased by the amount of contribution under Law 128/75 (currently at 0.60%)

  • Repayment

    In monthly installments that repay both interest and capital automatically from your deposit account.

  • Early Repayment

    It is possible to repay early the loan in full or in part, with no charge.

  • Get information

    Get detailed information:

      on the existing banking operations pricing policy

  • Duration

    From 1 to 7 years for the purchase of a new eco car.

    From 1 to 5 years for the purchase of a used eco car .

  • Collateral

    No retention of ownership.

  • Insurance coverage

    Find out about the insurance plans that Attica Bank can offer you in cooperation with Anytime/INTERAMERICAN

  • Financing

    We offer you financing that amounts to:

    up to 80% of the amount of the offer or the dealer / dealership pro forma invoice for the purchase of an eco car, or

    up to the total amount of the offer or the dealer / dealership pro forma invoice for the purchase of an eco car minus the amount of any subsidy

    A condition for financing is the submission of an Offer or a pro forma Invoice by a car dealership at the time of the loan application, while in case of subsidy for the purchase of an eco car by a state program, the submission of a document- proving the right to receive a state subsidy and its amount- is required.

attica My Eco Bike

What is attica My Eco Bike?

It is a consumer loan that gives you the opportunity to acquire your own electric bike / motorbike or electric motorcycle or conventional bike quickly and economically, to move in an ecological way.

CHARACTERISTICS

  •  
    Granting amount

    - From €1,000 to €20,000

  •  
    Interest rate

    Fixed for the entire duration of the loan:

    6.75% plus contribution under Law 128/75 (currently at 0.60%).

  •  
    Repayment

    In monthly installments that repay both interest and capital automatically from your deposit account.

  •  
    Early Repayment

    It is possible to repay early the loan in full or in part, with no charge.

  •  
    Duration

    From 6 to 60 months.

  •  
    Financing

    We offer you financing that amounts to:

    - up to 80% of the amount of the offer or the motorcycle dealer / dealership pro forma invoice or

    - up to the total amount of the offer or the motorcycle dealer / dealership pro forma invoice minus the amount of any subsidy

    A condition for financing is the submission of an Offer or a pro forma Invoice by a motorcycle dealership at the time of the loan application, while in case of subsidy for the purchase of an eco bike by a state program, the submission of a document- proving the right to receive a state subsidy and its amount- is required.

attica Eco Solutions

What is attica Eco Solutions?

It is a consumer loan which enables you to upgrade your home energy efficiency easily and economically.

CHARACTERISTICS

  •  
    Loan amount

    - From €1,500 to €25,000

  •  
    Interest rate

    Fixed for the entire duration of the loan:

    7.90% plus contribution under Law 128/75 (currently at 0.60%).

  •  
    Repayment

    In monthly installments that repay both interest and capital automatically from your deposit account.

  •  
    Early Repayment

    It is possible to repay early the loan in full or in part, with no charge.

  •  
    Duration

    From 1 to 7 years.

  •  
    Financing

    We offer you financing up to 100% of the amount of invoices / pro forma invoices or offer for home energy efficiency improvements.

    Within 6 months from the disbursement of your loan, you present to the Bank a certificate of the energy category to which your house belongs, after the completion of the home energy efficiency improvements.

  •  
    Special characteristics

    Low costs of file review, legal and technical audit.

    There is a reduction of the nominal interest rate (excluding the contribution under Law 128/75) by 0.20 percentage points (0.20%) after the presentation of the energy certificate and as long as a) your loan is up to date and b) the work has been completed.

Attica Ecoenergy

What is Attica Ecoenergy?

Attica Bank, with the "Attica Ecoenergy" financing program, offers a great opportunity: you can ensure a fixed guaranteed income, by installing a photovoltaic system on the roof of your home and utilizing solar energy.

The "Attica Ecoenergy" loan covers 100% of the cost for purchasing and installing the equipment.

FEATURES

  •  
    Loan Amount

    Up to € 15,000.

  •  
    Interest Rate

    Low variable interest rate equal to month's Euribor plus spread 7.50% (plus 0.12% contributions, Law 128/75).

  •  
    Grace Period

    Grace period is up to 6 months.

  •  
    Repayment Period

    Up to 8 years.

  •  
    Insurance Cover

    Equipment insurance cover is mandatory in order to install photovoltaic systems. In cooperation an Insurance Company, it is offered a low annual premium and full multiple risk coverage for material damages to photovoltaic installations, as well as for loss of profits.

Necessary Supporting Documentation

  •  Electricity Bill

    The most recent electricity bill (for the meter to be used for financial offsetting)

  •  Study

    A copy of the study by the photovoltaic system installation company

  •  PPC Connection Contract

    A copy of the PPC connection contract

  •  PPC Power Purchase Contract

    A contract of power purchase by the PPC network (when signed)

  •  Invoice Copy

    A copy of the unpaid invoice