PRESS RELEASE 24-2-2005

BANK OF ATTICA : Growing figures, declining results due to increasing provisions in 2004.

For the Bank of Attica and its Group the past year was characterized by growing figures on the one hand, and declining results on the other. This latter development was owed to the remarkable increase of provisions and depreciations.

PRESS RELEASE

DECISION OF THE EXTRAORDINARY GENERAL MEETINGS, FEBRUARY 15 TH 2005.

PRESS RELEASE

PRIOR AGREEMENT FOR THE TRANSFER OF OWNERSHIP OF KERDOOS HERMES.

Press Release dd 16/11/2004

BANK OF ATTICA : Third Quarter 2004: Growing figures, declining results due to increasing provisions and depreciations amounts allocated.

dated August 12, 2004

Bank of Attica held today, Thursday, the 12 th of August, 2004, in its "D. Vikelas" Hall, located at 54, Acadimias Street, Athens, an Extraordinary General Meetings of its Shareholders, with the nullification of its 1,616,700 own shares, obtained from July 05, 2001 to June 11, 2002, as main topic, due to expired possession period.

The important growth of the key figures and the operating income of the Bank, on individual and consolidated basis, and, also, the decision made by its new Administration for a significant increase in the amounts allocated for provisions, so to reach the complete purification of its portfolio, in view of the International Accounting Standards to be applied, characterize the Bank of Attica in the first half of the year 2004.