We have a complete range of loans to meet your personal needs.
Attica Bank provides a series of Consumer Loans. Check them decide which one suits your needs.
attica Eco Home
What is attica Eco Home?
It is a home loan that gives you the opportunity to renovate your house or upgrade its energy efficiency in an easy and economical way.
CHARACTERISTICS
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Loan amount
From €3,000 to €25,000 without mortgage underwriting
From €25,000 to €75,000 with mortgage underwriting
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Interest rate
Possibility of choosing a fixed or a variable rate.
A very preferential interest rate for works relating exclusively to the energy upgrade of the property starting from 4.90% (plus contribution under Law 128/75, currently at 0.60%) for loans with mortgage underwriting and from 7.90% (plus contribution under Law 128/75, currently at 0.60%) for loans without mortgage underwriting.
The interest rate will be determined according to the type of improvement works made on the property, the duration of the loan and the financing percentage, on condition that the loans use mortgage underwriting as collateral.
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Get information
Get detailed information:
on the existing banking operations pricing policy
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Financing
We offer you financing that comes up to 100% of the invoices/preliminary invoices or quotations for renovation or energy upgrade works.
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Duration
From 1 to 5 years without underwriting.
From 3 to 10 years with underwriting.
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Collateral
With or without mortgage underwriting, depending on the loan amount.
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Insurance coverage
Compulsory fire-earthquake insurance for the entire duration of the loan.
Find out about the insurance plans that Attica Bank can offer you in cooperation with INTERAMERICAN
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Repayment
In monthly installments that repay both interest and capital automatically from your deposit account.
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Special characteristics
Quick approval and disbursement process.
Low costs of file review, legal and technical audit.
Consistent Borrower RewardWe reward your consistency by offering you a 10% discount on the nominal interest rate after completing 2/3 of your loan duration.
The discount regards the remaining duration of the loan.
attica My Eco Car
What is attica My Eco Car?
It is a consumer loan that gives you the opportunity to acquire your own car fast and economically.
CHARACTERISTICS
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Granting amount
From €1,500 to €30,000 for the purchase of a new car and up to 20,000 for the purchase of a used car.
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Interest rate
Possibility of choosing a fixed or a variable rate for the purchase of a new car.
A very preferential interest rate for the purchase of a new car (hybrid or electric) starting from 7.50% (plus contribution under Law 128/75, currently at 0.60%).
The interest rate will be determined according to the type of car (new, used, conventional, eco car), the duration of the loan and the percentage of own contribution.
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Repayment
In monthly installments that repay both interest and capital automatically from your deposit account.
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Get information
Get detailed information:
on the existing banking operations pricing policy
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Financing
We offer you financing that comes up to 80% of the preliminary invoice or quotation from a car trader or agency for the purchase of a new car and up to 70% for the purchase of a used car.
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Duration
From 1 to 7 years for the purchase of a new car.
From 1 to 5 years for the purchase of a used car.
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Collateral
No retention of ownership.
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Insurance coverage
Find out about the insurance plans that Attica Bank can offer you in cooperation with INTERAMERICAN
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Special characteristics
Quick approval and disbursement process.
Low costs of file review.
Consistent Borrower RewardWe reward your consistency by offering you a 10% discount on the nominal interest rate after completing 2/3 of your loan duration.
The discount regards the remaining duration of the loan.
Attica Special Credit
Attica Special Credit
Consumer loan for covering personal and consumer needs with coverage deposits.
FEATURES
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Loan Amount
From €10.000 up to €100.000.
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Interest Rate
Attica Special Credit is offered at preferential floating rate based on 1-month Euribor and plus spread from 7.00% ( plus contribution of Law 128/75).
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Repayment Period
Repayment period is up to 10 years.
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Additional Features
The loan amount is offered with coverage through the customer’s deposits (Euro, USD, GBP, CHF).
Attica Interest
Attica Interest
It is a new consumer amortized loan, for covering personal and consumer needs.
FEATURES
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Loan Amount
From €1,500 up to €25,000
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Interest Rate
Fixed interest rate 11,75% plus contributions of Law 128/75
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Loan Duration
From 6 to 60 months for loan ammount €1,000 - €5,000
From 6 to 84 months for loan ammount €5,000.01 - €25,000
Attica XL 2011
Attica XL
It is a new consumer amortized loan, for covering personal and consumer needs.
Features
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Loan Amount
From €10,000 up to €100,000.
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Interest Rate
Monthly Euribor rate + spread from 8.00% (plus contr. of Law 128/75, currently 0.6%).
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Loan Duration
From 12 up to 180 months.
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Additional Features
Granting the Αttica XL 2011 must be covered with tangible security.
For more information
regarding the detailed conditions for the sale of these products, contact the relevant officers of the Attica Bank branch network or on the phone +30-210-3669000.