Are You a Freelancer or a Sole Proprietor?

By registering for the IRIS payments service, you can now make and receive payments instantly and with safety, without using your IBAN account number.

You can do this with just your Tax Identification Number, your mobile phone number, or by simply scanning your IRIS payments QR Code.

Offer in IRIS payments service for Freelancers and Sole Proprietors

Activate the IRIS payments service through Attica e-banking and Attica Mobile, and receive payments from your clients at no cost!

*The offer is valid up to December 31st, 2024.


*The Bank reserves the right to revoke the promotion at any time if necessary, at its sole discretion and for any reason or due to force majeure. In such cases, participants do not acquire any right to compensation, nor do they have any other claims against the Bank.

How to Register for the IRIS payments Service

To start receiving payments into your Attica Bank account, you need to be registered with Attica’s digital services (Attica e-banking & Attica Mobile) and follow these steps:

  1. Log in with your personal credentials to Attica e-banking or Attica Mobile, and from the “User Actions” menu, select “IRIS payments Management”. (In case you have not yet activated Attica e-banking or Attica Mobile, activate it online here)
  2. Select your VAT number and, if desired, choose to register with your mobile phone number as well. Next, choose one of your available business bank accounts that you wish to connect for receiving payments.
  3. According to the current legislation, the account you will register for the IRIS payments service must be registered as a business account. If you have not registered it, do so by following a very simple step on the AADE website.
  4. Complete the registration process by entering the One-Time Password (OTP) sent via SMS.
  5. Upon completing the registration, your QR Code linked to your bank account is automatically created in Attica Mobile. You can display the QR Code to receive money instantly (via Attica Mobile, from the User menu > View IRIS payments QR Code). You can also add the QR code in your Apple Pay or Google Pay digital wallet for even greater convenience.

How to Receive Money

Once registered for the service, you can easily receive payments instantly, regardless of the number of transactions, up to €500 per transaction, as follows:

  • By showing your personal QR Code generated after registration, which you can find via Attica Mobile.
  • By providing your VAT number or mobile phone number (if chosen during registration).

Your money is immediately available in the account connected to receive your payments, which you can check via Attica e-banking or Attica Mobile in the transaction history.

How to Make Payments

Once registered for the service, you can:

  • Send money instantly to anyone already registered with the IRIS payments service up to €500 daily, regardless of the number of transactions, using just the recipient’s mobile phone number.
  • Pay professionals by entering their VAT number, mobile phone number, or simply by scanning their IRIS payments QR Code.

To complete a payment, the beneficiary must be registered with the IRIS payments service. If they have not registered, a relevant message will appear on your screen.

By making your transfer through IRIS payments to third parties, you automatically receive an informative SMS message and for receiving money through IRIS payments, you receive an informative Viber or SMS message to your mobile phone number.

How to add the IRIS payments QR Code to your Digital Wallet

  1. Log in with your personal codes to Attica Mobile, and select “IRIS payments QR Code” from the home screen
  2. As long as you are subscribed to the service you will see the ‘Add to Google Wallet’ option for Android and ‘Add to Apple Wallet’ for iOS. If you have not completed your registration, you are automatically transferred to the registration screen for the IRIS payments service 
  3. By pressing Add you are taken to your Digital Wallet to complete the process
  4. Your code has been added! Now you can show your customers your QR Code through your wallet, and they, by scanning it through their own bank’s mobile app, make the payment by typing only the amount.

To see the Terms and Conditions for registering for and using the IRIS payments service, click here.