How do you benefit?
With the Attica My Home mortgage loan you can buy, renovate or extend your home, and you can also purchase land for construction (provided there is a valid building permit) as well as the repayment of a mortgage loan from another bank by transfering it to Attica Bank.
The process is simple, flexible and tailored to your needs.
At a glance
Grant amount
From €20,000
Interest rate
- Fixed for the duration of the loan
- Fixed for the first years from 3%* and then variable on the basis of Euribor 3m plus a spread from 1.60%* or
- Variable on the basis of Euribor 3m plus a spread of 1.60%* for the entire duration of the loan
*The final interest rate depends on the financing rate. The above-mentioned interest rates are nominal and are subject to the levy of Law 128/75 (currently 0,12%).
Duration
From 3 to 30 years
Insurance cover
Mandatory fire and earthquake property insurance for the entire duration of the loan. Optional borrower’s life insurance.
Find out about the insurance programs that Attica Bank can offer you in cooperation with INTERAMERICAN
Repayment
In monthly installments that repay interest and principal automatically from your deposit account, while you have the option of installment disbursements and a grace period of up to 24 months with no early repayment costs
Financing
Financing of up to 80% of the assessed value of the property (secured by a mortgage on the property) or up to 100% of the assessed value of the property (secured by a cash pledge) and up to 100% of the purchase contract.
Interest rate discount
Secure a discount of 0.15% for A+ or A, for B+ or B categories, based on your property’s Energy Performance Certificate.