Services for Individuals - Deposits

With security and perspective

Savings Accounts

Combine high yield with direct access to your money.

Attica Bank provides a series of Savings Accounts. Check them to decide which one suits your needs.

Simple Savings Account

What is this?

Our most popular account. By providing their signature, customers receive a savings passbook, in order to monitor their account transactions, while they are not given a checkbook.

Who is this product addressed to:

To those who want to directly access their money, through ATMs or the Bank's branches, without being bound by time deposits or those who wish to perform automatic bill payments.

FEATURES

  • Interest charge

    The interest rate is tiered and applies to the entire amount of the deposit. Interest income is calculated on the 6-month average account balance. Interest income is subject to tax (currently 15%). Debit balances in savings accounts by overdraft or other causes are not supported. If a debit balance is created through ATM withdrawals, or by charging debit interest, the Bank shall notify the customer to cover the debit balance.

Additional Information / Benefits:

  • No minimum deposit required.
  • The account can receive amounts directly by check.
  • Using the Attica Debit Me card, the account is accessible from Attica Bank's ATMs and ATMs of all banks in the DIAS interbank system.
  • You can pay your bills by standing order.
  • Insurance coverage in case of accidents.
  • No transaction charges.
  • You may perform account transactions via ATMs andE-Banking.
  • Currently, e-banking transactions are FREE (except for remittance).
  • The account is also offered in foreign currency.

Attica HYPERSAVINGS Account

What is this?

A new savings product provided by Attica Bank, Attica HYPERSAVINGS ACCOUNT.

Target customers

  • Anyone wanting high yield of deposits
  • Anyone wanting immediate access to their funds and no reservation through term deposits
  • Anyone not withdrawing cash often

FEATURES

  • Interest Rate

    0,75% interest rate, from the first euro, each month.

  • Interest Charge

    Money is available at all times, with the only condition being that, in case of more than three withdrawals, the account is compounded, for the particular month, with the basic savings interest rate of the Bank.

Additional Information / Benefits:

  • The account is not charged with operating expenses.
  • The minimum deposit amount that is required for account opening, is €2.000.
  • The account offers attractive interest rate along with the possibility of three deposits per month, which are more than enough for usual savings deposit owners.
  • Withdrawals include cash received through the Bank’s cashiers, the ATMs, automatic charges (e.g. standing orders for Public Utility Services), DIAS commissions for withdrawals through other banks’ ΑΤΜs, withdrawals for futures, payment of loan and credit cards instalments, e-banking charges. Debit interest entries, deposit interest tax withholding and standing orders to PPC, OTE, EYDAP, EYATH are excluded.
  • The account owner may keep at the same time a classic savings account, with a relevantly low balance. This account may be connected with standing orders, loan instalment payments etc, so that the Hyper Savings account will not be charged with numerous transactions and will therefore take advantage of the 0,75% interest rate of attica Hyper Savings each month.
  • Possibility of carrying out transactions through the ATMs and through E-Banking and not exclusively at the Bank’s branches

Attica "Payroll" Savings Account for Civil Servants / Pensioners

What is this?

A savings account for the payment of salaries and pensions to employees and pensioners of the civil service and the broader Public sector.

Target customers

Employees and pensioners of the Public sector, for the payment of their salaries and pensions

FEATURES

  • Beneficiaries

    Individuals, employees of the Public sector and pensioners.

  • Interest Rate

    The account is interest bearing with a 1,60% interest rate for an average six-month account balance of up to €5,000.For extra amounts over €5,000, the interest rate is adjusted by 0,40%.

  • Interest Charge

    Interest income is subject to taxation (currently 15%).

Additional Information / Benefits:

  • Interest is compounded every six months
  • Free payments of Electricity, Telephone & Water bills by standing order
  • Possibilty of providing an Attica Card Visa with no annual administration fees
  • Free E-Banking services (except for remittance)
  • 50% discount on pre-approval and administration fees for Mortgage Loans
  • Bank's mutual funds with 50% discount on the sales commission

Note: the provision of the above applies for the duration of the employment relationship. In the event of termination of the employment relationship, the payroll savings account becomes a simple savings account and some of the benefits are eliminated.

* The product is available from 09.02.2011

Attica "Payroll" Savings Account for Private - Sector Employees

What is this?

A savings account for the payment of salaries or pensions of private-sector employees.

Target customers

Employees and pensioners of the private sector, for the payment of their salaries and pensions

FEATURES

  • Beneficiaries

    Individuals, employees and pensioners of the private sector.

  • Interest Rate

    The account is interest bearing with a 1,00% interest rate for an average six-month account balance of up to €5,000. For extra amounts over €5,000 the interest rate is adjusted by 0,50%.

  • Interest Charge

    Interest income is subject to taxation (currently 15%).

Additional Information / Benefits:

  • Interest is compounded every six months
  • Free payments of Electricity, Telephone & Water bills by standing order
  • Possibility of providing an Attica Card Visa with no annual administration fees
  • Free E-Banking services (except for remittance)
  • 50% discount on pre-approval and administration fees for Mortgage Loans
  • Bank's mutual funds with 50% discount on the sales commission

Note: the provision of the above applies for the duration of the employment relationship. In the event of termination of the employment relationship, the payroll savings account becomes a simple savings account and some of the benefits are eliminated.

* The product is available from 09.02.2011

For more information

regarding the detailed conditions for the sale of these products, contact the relevant officers of the Attica Bank branch network or on the phone +30-210-3669000.

CONTACT US

Popular for Individuals