Combine high yield with direct access to your money.
Attica Bank provides a series of Savings Accounts. Check them to decide which one suits your needs.
Attica My Account
What is it?
A Savings Account in Euros that caters to the total of your everyday transactions and payments. With attica My Account you have direct access to your money whenever you need cash.
Who is it for?
Individuals who wish to have immediate access, through the Bank’s ATMs or branches, to their money without being bound by a time deposit. Moreover, for those who wish to make
CHARACTERISTICS
-
Holders
Can be natural persons.
-
Interest
The interest rate is applied to the total amount of the deposit.
AVERAGE BALANCE RATE € 0,01 - 5.000,00 0,02% from € 5.000,01 0,05%
Special characteristics
- Open an account without a minimum deposit amount
- Update on the transactions in your account through a statement
- Access to your account through your Debit Contactless debit card for charge-free transactions in the ATMs of attica Bank and the EURONET network and for purchases in enterprises in Greece and abroad bearing the Visa / MasterCard card logo
- Linking your account with attica Mobile and attica E-banking services
Additional data / Services
- Make your daily transactions regarding cash deposits / withdrawals
- Organize your payments using your account for: purchases, remittances in Greece and abroad, money transfers, one-time or fixed-price repayment of bills, as well as loan and credit card repayments
- Manage all your transactions by linking the account to your time deposit
Attica My Account Plus
What is it?
It is a demand account that combines high yield with immediate access to money, without the limitations of time deposits. It offers a monthly interest yield and high interest rate from the first euro and for the total deposit amount, on condition that up to 3 withdrawals / debits are made per month.
ΤMoney is available to the customer at any time. For more than 3 withdrawals / debits per month, the account is accrued for that month, with the Bank's Savings Interest Rate (BET).
Who is it for?
- For those who want high returns even for relatively small deposits
- For those who wish to have immediate access to their money without being bound by a time deposit
- For those who don’t make withdrawals often.
CHARACTERISTICS
-
Holders
They can be natural persons.
-
Interest
The interest rate is tiered and a different interest rate is applied to the balance amount which corresponds to the tier:
AVERAGE BALANCE RATE Από € 0,01 - 10.000,00 0,10% Από € 10.000,01 και άνω 0,20%
Yield
- Yield from the first cent
- The account is accrued at a different rate depending on the deposit tier which corresponds to each amount
- Credit interest is paid on the last day of each calendar month and is subject to tax in accordance with the applicable law (currently at 15%)
- Due to monthly interest, credit interest is capitalized every month by increasing the account yield
- The preferential interest rate is applied on condition that up to three withdrawals / debits are made per month (excluding standing orders). For more than three withdrawals / debits per month, the account is accrued for that month with the Bank's Savings Interest Rate (BET)
Special characteristics
- Opening an account with an initial deposit amount of € 2,000, which in case of opening a time deposit is set off against the amount of the time deposit
- Update on the account transactions with a statement
- Access to your account through your Debit Contactless debit card for charge-free transactions in the ATMs of attica Bank and the EURONET network and for purchases in enterprises in Greece and abroad bearing the Visa / MasterCard card logo
- Linking your account with attica Mobile and attica E-banking services
- Issuing a credit card without an annual subscription for as long as you keep the account
- Free payment of bills (such as electricity bills (DEI), OTE, EYDAP, EYATH), through standing orders linked to the account
Additional data / Services
- Systematically save on high yields
- Save time by making your payments through standing orders
- Keep your money available at any time to make any transaction (cash deposits / withdrawals, time deposits, remittances in Greece and abroad, money transfer, payment of bills, repayment of loans and credit cards)
- Increase your savings yield by upgrading your attica My Account payment account to attica My Account Plus by performing your day-to-day transactions through standing order
Attica Agro
What is it?
A savings account in euros for all everyday transactions offered to individuals who have agricultural status or declare income from agricultural subsidies and grants. The account can also be used for crediting agricultural subsidies and grants.
FEATURES
-
Holders
Individuals who have agricultural status or declare income from agricultural subsidies and grants.
-
Interest Rate
Preferential interest rate of 0.50% from the first €0.01 deposited and for any amount.
Credit interest is calculated semi-annually and credited at the end of each calendar half-year (30/06 and 31/12) and is subject to taxation according to the current legislation (currently 15%).
Special Features
- No minimum initial deposit required.
- Provision of Attica Debit Visa card without subscription fee for transactions at Attica Bank ATMs as well as ATMs of other banks in Greece and abroad. Additionally, you can use your debit card at ATMs of the EURONET network for your transactions at no cost.
- Link your account to Attica e-banking and Attica Mobile for immediate and secure transactions.
- Link your account to time deposits and investment products of the Bank.
- Statement update every quarter and continuous information through Attica e- banking and Attica Mobile.
- Provision of an income certificate for interest and tax withholding at the end of each tax year, upon the customer's request.
Additional Information/ Services
- Three (3) free automatic payments for bill payments via standing orders to the Attica Agro account.
- Possibility of issuing a credit card without subscription fee. 50% discount on approval and management fees for housing and consumer loans.
- One (1) unit discount on the applicable interest rate of the "Attica Simferon" consumer loan*.
Simple Savings Account (in foreign currency)
What is it?
It is a demand account in foreign currency for individuals. The customer receives a signed savings passbook in order to keep track of his account transactions.
Who is it for?
For individuals who wish to have immediate access to their money in foreign exchange without being bound by a time deposit.
CHARACTERISTICS
-
Holders
They are natural persons.
-
Interest
The interest rate today is applied to the entire deposit amount. Credit interest is calculated on the daily balance of the account and is subject to tax in accordance with the applicable law (currently at 15%).
Additional data / Services
- Issuing a deposit passbook
- Information on analytical account details through e-banking
- The account can be linked with the Bank's time deposit or investment products, issued in the same currency as the one in which the account is kept
- Insurance coverage is provided in case of an accident depending on the account balance
- You can read in detail in the about the interest rates of foreign currencies that the Bank trades