Time deposits with high yield and especially preferential interest rates.
Attica Bank provides the following Time Account. Please check it to decide if it suits your needs.
Single Term Deposits
What is this?
Time deposits are a source of capital for the medium to long term funding of the Bank. These accounts are based on agreements between the bank and the depositor for the deposit of a specific amount for a certain period and a certain interest rate. Their duration can be a single day or even, in some cases, surpass a year. At the end of the fixed period, the customer receives the amount deposited plus due interest. Time deposits are also offered in foreign currency.
FEATURES
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Beneficiaries
Beneficiaries of the account may be either legal entities (SA, GP, SP, LTD, NPID, NPDD) or individuals with commercial activity.
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Interest Rate
The rate is negotiable and applies to the entire amount of the deposit. It is defined daily according to the Current Interbank rates Market.
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Interest Charge
Interest income is subject to tax (currently 15%).
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Renewal
Upon its expiry, the time deposit may be renewed in accordance with the instructions of the client. It may be renewed with capitalization of interest or not.
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Early Repayment
There is the possibility of early partial or total repayment, only with the Bank's consent and approval.
Attica DOUBLE PROFIT
What is this?
3-month or 6-month Fixed Deposit, for high returns. Interest is paid monthly to your deposit account.
MAIN CHARACTERISTICS
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Minimum Deposit Amount
20,000.
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Duration
3-month or 6-month term deposit.
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Currency
Euro.
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Annual Interest Rate
Nominal annual gross fixed rate depending the period and amount of deposit as follows:
For 3-month deposit:
Amount in Euro Interest rate 20.0000 - 80.000 0,50% 80.001 and up 0,60% For 6-month deposit:
Amount in Euro Interest rate 20.0000 - 80.000 0,55% 80.001 and up 0,70%
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Interest Payment
Monthly interest payment (Interest on deposits is subject to 15% taxation in accordance with applicable Greek law).
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Bonus
Payment of an additional amount equal to 100% of the total interest period of the deposit. That is, additional 3 months interest on the 3-month Fixed Deposit and 6 months additional interest on the 6-month Fixed Deposit. Thus, the Annual Gross Yield is
For 3-month deposit:
Amount in Euro Total Yield including bonus at expiration date 20.0000 - 80.000 1,00% 80.001 and up 1,20% For 6-month deposit:
Amount in Euro Total Yield including bonus at expiration date 20.0000 - 80.000 1,10% 80.001 and up 1,40%
Attica EARLY PROFIT
What is this?
6-month Fixed Deposit.
MAIN CHARACTERISTICS
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Minimum Deposit Amount
20,000.
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Duration
6-month term deposit.
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Currency
Euro.
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Early Repayment
Only early repayment of the capital is allowed after approval by the Bank and in accordance with the existing legal provisions..
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Annual Interest Rate
A preferential interest rate depending the amount of deposit as follows:
Amount in Euro Interest rate 20.0000 - 80.000 1,10% 80.001 and up 1,40% -
Interest Payment
Interest Payment at the beginning.
Attica FLEX PROFIT
What is it?
A flexible time deposit that gives you the ability to increase your capital and rewards you for this without any risk. You deposit a specific amount of money for a pre-determined period and with an agreed-upon interest rate, which can be increased up to 1.40% on certain conditions.
FEATURES
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Minimum Deposit Amount
€50,000. The amount regards New Capitals.
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Duration
1 month, 2 months or 3 months.
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Currency
Euro.
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Early Repayment
Only full early repayment of the capital is allowed following the Bank’s approval and in accordance with the applicable legal provisions.
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Interest Payment
On the expiration date of time deposit.
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More information
For more information, you may visit one of our Branches.
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Interest Rate
The Interest Rate depends on the initial deposit capital:
Α/Α SCALES
(initial deposit amounts in €)Annual Rate
Duration of 1 month, 2 months, 3 months1 50.000,00 - 100.000,00 0,90% 2 100.000,01 - 200.000,00 1,10% 3 200.000,01 and up 1,30%
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New Interest Rate
Depending on the increase percentage of the deposit capital, the current annual rate of the time deposit may increase under certain conditions, to reward the customer for the change in capital he has made:
SCALE 1
TIME DEPOSIT INITIAL CAPITAL
€50.000 - €100.000Initial
Rate0,90% a For an increase amount from €1,000 to an increase percentage of 9.99% of the initial capital New 0,90% b For increase percentages from 10.00% to 19.99% of the initial capital New 0,95% c For increase percentages from 20.00% έως 100.00% of the initial capital New 1,00% SCALE 2
TIME DEPOSIT INITIAL CAPITAL
€100.000,01 - €200.000Initial
Rate1,10% a For an increase amount from €1,000 to an increase percentage of 9.99% of the initial capital New 1,10% b For increase percentages from 10.00% to 19.99% of the initial capital New 1,15% c For increase percentages from 20.00% to 100.00% of the initial capital New 1,20% SCALE 3
TIME DEPOSIT INITIAL CAPITAL
€200.000,01 and upInitial
Rate1,30% a For an increase amount from €1,000 to an increase percentage of 9.99% of the initial capital New 1,30% b For increase percentages from 10.00% to 19.99% of the initial capital New 1,35% c For increase percentages from 20.00% to 100.00% of the initial capital New 1,40%
The interest rates mentioned are mixed, whereas the deposit interests are subject to a 15% taxation, in accordance with the applicable Greek tax legislation.
Attica 15 MONTHS PROFIT
What is it;
It is a time deposit of a total duration of 15 months, offering a high yield and a quarterly payment of interests.
CHARACTERISTICS
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Minimum Deposit Amount
€20,000. The amount regards new capitals and/or capitals from the expiration of other standardized time deposit products by Attica Bank.
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Duration
15 months.
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Currency
Euro.
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Interest Rate
Annual Fixed Rate depending the amount of deposit as follows:
Amount in Euro Interest rate 20.0000 - 80.000 1,10% 80.001 and up 1,30% The interest rate mentioned is mixed. The deposit interests are subject to taxation (currently at 15%), in accordance with the applicable Greek taxing legislation.
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Early Repayment
Only early total repayment of the capital is allowed, following an approval from the Bank and in accordance with the applicable legislative provisions.
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Payment of interest
Interests are paid on a quarterly basis.
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More information
In the branches of the Attica Bank network and on 210 3669000.
Attica DOUBLE PROFIT USD
What is it;
3-month or 6-month Time Deposit in US Dollars (USD), with an exceptionally attractive interest rate, high yield and 100% of total interest for free! The interests are automatically paid out on a monthly basis in a deposit account of your choice that you hold in US Dollars (USD), every month on the anniversary of the beginning of the deposit.
CHARACTERISTICS
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Minimum Deposit Amount
USD 20,000. The amount regards NEW capitals.
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Duration
3-month or 6-month.
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Currency
US Dollars (USD).
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Annual Rate
Nominal annual mixed rate, stable throughout the time deposit: 1.45% for the 3-month Time Deposit and 1.50% for the 6-month Time Deposit.
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Early repayment
Only total early repayment is allowed, upon the Bank’s approval and in accordance with the current legislative provisions and what is stipulated by the special terms regarding this product.
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Interest Payment
There is a total of 3 payments for the 3-month deposit and 6 payments for the 6-month deposit.
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Gift upon Termination
A further amount is paid, equalling 100% of the total of period interests of the deposit. That is, interests of 3 additional months for the 3-month Time Deposit and interests of 6 additional months for the 6-month Time Deposit. Thus, the Annual Mixed Yield comes to 2.90% for the 3-month Time Deposit and to 3.00% for the 6-month Time Deposit, as long as no early repayment is made.
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More information
In the branches of Attica Bank’s Network and on 210 3669000.
For more information
regarding the detailed conditions for the sale of these products, contact the relevant officers of the Attica Bank branch network or on the phone +30-210-3669000.