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Loans

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Home Loans

Choose the one that is appropriate for you and cover any form of housing need.

The Attica Bank mortgage loans family allows you to buy your own house with very competitive interest rates. With the Mortgage Loans Attica Bank offers you, you may finance the acquisition of a residence or any other property for personal use or investment. Apart from the purchase of buildings, they also finance the purchase of land and the erection, addition or repair of property.

You can select one of the following loans offered by Attica Bank:

Attica Housing - Fixed Interest Rate

What is Attica Housing - Fixed Interest Rate?

Attica Bank offers you fixed interest rate for your home loan.

After the period of the fixed interest rate, the borrower can choose the variable base rate of the Bank’s mortgages (V.E.S.D.), currently at 6% or a floating interest rate linked to the month's Euribor + Spread from 4%.

FEATURES

  • Loan Amount

    It is defined after contacting with us.

  • Interest Rate

    For 1 year, fixed interest rate from 5.80% and for 3 years from 6.00% (Note: The above rates are increased by the contribution of 0.12 units under Law 128/75).

  • Loan Duration

    The loan duration varies depending on your needs and can reach up to 40 years.

  • Grace Period

    In special cases, a grace period of up to 2 years from the date of disbursement is arranged.

  • Competitive Insurance Coverage

    Optional insurance coverage, with the exception of cases, which the Bank deems mandatory, for the full duration of the loan, for the eventuality of death or permanent total incapacity with the insurance company GENERALI LIFE. In addition, property insurance for fires and earthquakes with a low premium (2.40 / € 1,000).

  • Additional Choices

    Repair loans and subsidized loans to beneficiaries of OEK

Αttica Housing - Based on the EURIBOR Rate

What is Αttica Housing - Based on the EURIBOR Rate?

Attica Bank offers you variable rate based on the EURIBOR for a monthly period + Spread from 4%.

FEATURES

  • Loan Amount

    It is defined after contacting with us

  • Interest Rate

    Variable interest rate based on the EURIBOR for a monthly period + Spread from 4% (Note: The above rates are increased by the contribution of 0.12 units under Law 128/75).

  • Loan Duration

    The loan duration varies depending on your needs and can reach up to 40 years.

  • Grace Period

    In special cases, a grace period of up to 2 years from the date of disbursement is arranged.

  • Competitive Insurance Coverage

    Optional insurance coverage, with the exception of cases, which the Bank deems mandatory, for the full duration of the loan, for the eventuality of death or permanent total incapacity with the insurance company GENERALI LIFE. In addition, property insurance for fires and earthquakes with a low premium (2.40 / € 1,000).

  • Additional Choices

    Repair loans and subsidized loans to beneficiaries of OEK

Αttica Housing - Based on the European Central Bank Rate (ECB)

What is Αttica Housing - Based on the European Central Bank Rate (ECB)?

Attica Bank offers you interest rate based on the European Central Bank Rate (ECB).

To protect borrowers from interest rate changes, Attica Bank offers the opportunity to convert their home loan with a variable interest rate to a fixed rate mortgage.

FEATURES

  • Loan Amount

    It is defined after contacting with us

  • Interest Rate

    Floating interest rate at the rate of ECB + Spread of 4% (Note: The above rates are increased by the contribution of 0.12 units under Law 128/75).

  • Loan Duration

    The loan duration varies depending on your needs and can reach up to 40 years.

  • Grace Period

    In special cases, a grace period of up to 2 years from the date of disbursement is arranged.

  • Competitive Insurance Coverage

    Optional insurance coverage, with the exception of cases, which the Bank deems mandatory, for the full duration of the loan, for the eventuality of death or permanent total incapacity with the insurance company GENERALI LIFE. In addition, property insurance for fires and earthquakes with a low premium (2.40 / € 1,000).

  • Additional Choices

    Repair loans and subsidized loans to beneficiaries of OEK

Additional Information / Benefits

In addition to the mortgage of your choice, Attica Bank also offers:

  • The Credit card Attica Card Visa Classic, without subscription throughout the loan repayment period.
  • Repayment of loans by automatically debiting your account.
  • Financing of transfer, notarial and other costs.

For more information

regarding the detailed conditions for the sale of these products, contact the relevant officers of the Attica Bank branch network or on the phone +30-210-3669000.

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