Choose the one that is appropriate for you and cover any form of housing need.
The Attica Bank mortgage loans family allows you to buy your own house with very competitive interest rates. With the Mortgage Loans Attica Bank offers you, you may finance the acquisition of a residence or any other property for personal use or investment. Apart from the purchase of buildings, they also finance the purchase of land and the erection, addition or repair of property.
You can select one of the following loans offered by Attica Bank:
attica My Home
What is attica My Home?
It is a home loan that gives you the opportunity to invest in buying a residence easily and flexibly by choosing the duration and installment of payments.
CHARACTERISTICS
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Loan amount
From € 20.000 to € 300.000
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Interest rate
Possibility of choosing a fixed rate, a variable one or a combination of fixed and variable rates.
Fixed interest rate for loans with a total duration of 5 or 7 years starting from 3.50% (plus contribution under Law 128/75, currently at 0.12%) depending on the financing percentage.
Variable interest rate throughout the loan repayment period based on 3-month Euribor plus fixed spread starting from 4% (plus contribution under Law 128/75, currently at 0.12%) depending on the financing percentage.
Fixed interest rate for the first 3 years from 3.50%, followed by a variable interest rate based on 3-month Euribor plus fixed spread starting from 4% (plus contribution under Law 128/75, currently at 0.12%) depending on the financing percentage.
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Financing
We offer you financing that comes to 75% of the assessed value of the property and up to 100% of the purchase contract.
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Duration
From 5 to 30 years.
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Collateral
Mortgage underwriting
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Insurance coverage
Compulsory fire-earthquake insurance for the entire duration of the loan.
Find out about the insurance plans that Attica Bank can offer you in cooperation with INTERAMERICAN
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Repayment
In monthly installments that repay both interest and capital automatically from your deposit account.
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Special characteristics
Quick approval and disbursement process.
Low costs of file review, legal and technical audit.
Consistent Borrower Reward
We reward your consistency by offering you a 10% discount on the nominal interest rate after completing 2/3 of your loan duration.
The discount regards the remaining duration of the loan.
Attica Housing - Fixed Interest Rate
What is Attica Housing - Fixed Interest Rate?
Attica Bank offers you a 3 year fixed interest rate for your home loan.
FEATURES
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Interest Rate
For 3 years from 6.10% up to 6.50%.
After the period of the fixed interest rate, floating interest rate linked to the month's Euribor + Spread from 6.60% to 7.00%.
(Note: The above rates are increased by the contribution of 0.12% under Law 128/75).
The final rate depends on the amount of the loan granted in relation to the estimated value of the property.
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Loan Duration
Up to 30 years.
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Competitive Insurance Coverage
Insurance coverage of the property against fire and earthquake with competitive premiums is provided through the insurance company co-operating with the Bank. Optional insurance cover for the entire duration of the loan for death or permanent total disability.
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Grace Period
In special cases, a grace period of up to 12 months from the date of disbursement is arranged.
Αttica Housing - Based on the EURIBOR Rate
What is Αttica Housing - Based on the EURIBOR Rate?
Attica Bank offers you variable rate based on the month's EURIBOR.
FEATURES
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Interest Rate
Variable interest rate based on the month’s EURIBOR + Spread from 6.60% to 7.00% (Note: The above rates are increased by the contribution of 0.12% under Law 128/75).
The final rate depends on the amount of the loan granted in relation to the estimated value of the property.
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Loan Duration
The loan duration varies depending on your needs and can reach up to 30 years.
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Competitive Insurance Coverage
Insurance coverage of the property against fire and earthquake with competitive premiums is provided through the insurance company co-operating with the Bank. Optional insurance cover for the entire duration of the loan for death or permanent total disability.
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Grace Period
In special cases, a grace period of up to 12 months from the date of disbursement is arranged.
Additional Information / Benefits
In addition to the mortgage of your choice, Attica Bank also offers:
- The Credit card Attica Card Visa Classic, without subscription throughout the loan repayment period.
- Repayment of loans by automatically debiting your account.
- Financing of transfer, notarial and other costs.
