Choose the one that is appropriate for you and cover any form of housing need.
The Attica Bank mortgage loans family allows you to buy your own house with very competitive interest rates. With the Mortgage Loans Attica Bank offers you, you may finance the acquisition of a residence or any other property for personal use or investment. Apart from the purchase of buildings, they also finance the purchase of land and the erection, addition or repair of property.
You can select one of the following loans offered by Attica Bank:
attica My Home
What is attica My Home?
It is a home loan that gives you the opportunity to invest in buying a residence easily and flexibly by choosing the duration and installment of payments.
CHARACTERISTICS
-
Loan amount
From € 20,000 to € 300,000
-
Interest rate
Possibility of choosing a variable rate or a combination of fixed and variable rates.
Variable interest rate throughout the loan repayment period based on 3-month Euribor plus fixed spread starting from 3.70%(plus contribution under Law 128/75, currently at 0.12%) depending on the financing percentage.
Fixed interest rate for the first 3, 5 or 7 years from 3.20%, followed by a variable interest rate based on 3-month Euribor plus fixed spread starting from 3.70%(plus contribution under Law 128/75, currently at 0.12%) depending on the financing percentage.
-
Intersest Rate Discount
A discount is given on the interest rates of the product (fixed and variable) depending on the energy category to which the house belongs, based on its Energy Performance Certificate:
A discount of 0.40% for energy performance class A or A+
A discount of 0.30% for energy performance class B or B+
The interest rate discount is valid until the loan expires
-
Get information
Get detailed information:
on the existing banking operations pricing policy
-
Financing
We offer you financing that comes to 80% of the assessed value of the property and up to 100% of the purchase contract.
-
Duration
From 3 to 30 years.
-
Collateral
Mortgage underwriting
-
Insurance coverage
Compulsory fire-earthquake insurance for the entire duration of the loan.
Find out about the insurance plans that Attica Bank can offer you in cooperation with INTERAMERICAN
-
Repayment
In monthly installments that repay both interest and capital automatically from your deposit account.
-
Special characteristics
Quick approval and disbursement process.
Low costs of file review, legal and technical audit.
-
For more information
regarding the detailed conditions for the sale of these products, contact the relevant officers of the Attica Bank branch network or on the phone +30-210-3669000.
Consistent Borrower RewardWe reward your consistency by offering you a 10% discount on the nominal interest rate after completing 2/3 of your loan duration.
The discount regards the remaining duration of the loan.
attica eco Home
What is attica Eco Home?
It is a mortgage loan with real estate pre-notation, which enables you to upgrade your home energy efficiency easily and economically.
CHARACTERISTICS
-
Loan amount
- From €15,000 to €75,000
-
Interest rate
Possibility to choose a fixed and then floating interest rate or floating interest rate:
Fixed interest rate for the first 3 years 3.50%, followed by a floating interest rate based on 3-month Euribor plus spread 4.00%
Fixed interest rate for the first 5 years 3.80%, followed by a floating interest rate based on 3-month Euribor plus spread 4.00%
Fixed interest rate for the first 7 years 3.90%, followed by a floating interest rate based on 3-month Euribor plus spread 4.00%
Floating interest rate throughout the loan repayment period based on 3-month Euribor plus spread 4.00%
Τhe above interest rates are nominal and are increased by the amount of contribution under Law 128/75 (currently at 0.12%)
-
Repayment
In monthly installments that repay both interest and capital automatically from your deposit account.
-
Collateral
Mortgage underwriting.
-
Early Repayment
It is possible to repay early the loan in full or in part, with no charge.
-
Duration
From 3 to 20 years.
-
Insurance coverage
Compulsory fire-earthquake insurance for the entire duration of the loan.
Find out about the insurance plans that Attica Bank can offer you in cooperation with Anytime/INTERAMERICAN
-
Financing
We offer you financing up to 100% of the amount of invoices / pro forma invoices or offer of the contractor or equipment installation company related to energy efficiency improvements of your house and up to 70% of the estimated value of the property, including previous loans on the property.
Energy efficiency improvements include the following : window replacement, installation/upgrade of thermal insulation, upgrade of heating/cooling system, domestic hot water system using renewable energy sources.
-
Special characteristics
Low costs of file review, legal and technical audit.
Possibility of partial disbursements
Possibility to provide a grace period of up to 12 months
Additional Information / Benefits
In addition to the mortgage of your choice, Attica Bank also offers:
- The Credit card Attica Card Visa Classic, without subscription throughout the loan repayment period.
- Repayment of loans by automatically debiting your account.
- Financing of transfer, notarial and other costs.
For more information
regarding the detailed conditions for the sale of these products, contact the relevant officers of the Attica Bank branch network or on the phone +30-210-3669000.